Refunds Policy

Section 1 — General Rule

Unless otherwise required by applicable law, all subscription fees paid to Chokho Hisab are non-refundable. This includes, but is not limited to:

• No refunds for partial subscription periods.

• No refunds for unused services or features.

Section 2 — Yearly Subscription Plan

Chokho Hisab offers subscriptions on a yearly basis only. By subscribing, you agree to pay the full yearly fee in advance. This fee is non-refundable in full, regardless of how much of the subscription period remains unused, including in cases of early cancellation, account inactivity, or discontinued use of the App.

Section 3 — Voice Credits / Top-up Purchases

Voice credit top-up purchases made within the App are final and non-refundable once completed.