Free to use

Just speak your hisab

Track udhar, baaki, mahina khata, and daily reports — in Hindi, Gujarati, or English.

Download free Google Play

App Store — coming soon

Nondh karo

Bol ke kaho — aap likhne ki zaroorat nahi

Sun raha hu…

રમેશે ૨૦૦ રૂપિયા આપ્યા
Samajh gaya
R Ramesh Dudhwala Jama · Rokad · aaje +₹200

Ramesh na khata ma jama thai gayu

How it works

From your voice to your ledger

No forms. No typing. Three steps and your books are up to date.

  1. Nondh karo

    Bol ke kaho — aap likhne ki zaroorat nahi

    Sun raha hu…

    રમેશે ૨૦૦ રૂપિયા આપ્યા
    Samajh gaya
    R Ramesh Dudhwala Jama · Rokad · aaje +₹200

    Ramesh na khata ma jama thai gayu

    Speak

    Speak

    Say it out loud

    Tell Chokho Hisab in Hindi, Gujarati, or English — “Ramesh took ₹500 udhar.”

  2. Udhar Baaki
    Leva na Deva na
    Total Baaki ₹1,20,000
    ₹22,000 vadhare time thi baaki che
    Long overdue 2 log
    R Ramesh Dudhwala 62 din thi baaki ₹3,380
    D Dinesh Kathwadia 45 din thi baaki ₹2,800
    Is mahina 3 log
    H Hitesh Bhai 8 din thi baaki ₹950
    B Bhavesh Patel 12 din thi baaki ₹1,200
    J Jayesh Solanki 5 din thi baaki ₹680
    Recorded

    It's recorded

    We write it down

    The entry lands in the right ledger on its own. No forms, no fiddling.

  3. Aaj no Hisab
    June 2026
    Month Year (FY)
    Net Profit ₹42,500
    12% vs May
    🌱 Nice — aapna shop e is mahine profit karyo.
    Income vs Expense
    ₹1,20,000 Income
    ₹77,500 Expense
    ₹42,500 Net
    Recent
    R Ramesh Dudhwala Rokad · Doodh · aaj +₹200
    M Milk Supply Co. Kharid · Doodh · aaj −₹800
    S Suresh Bhai Rokad · Doodh · aaj +₹150
    Your hisab

    See your hisab

    Know where you stand

    Open today's report and see udhar, baaki, and cash at a glance.

Everything your shop needs

One app for the whole hisab

From daily udhar to the monthly bill — Chokho Hisab handles the books so you can run the shop.

Mahina Khata

Monthly bills, added up for you

For milk, tiffin, dhobi, and paper rounds. Mark each day's delivery; the month's bill totals itself.

Ramesh Dudhwala June 2026 · Mahino Bill
1 June – 30 June 2026 29 din
Din Qty Amount
1 Jun, Sun 2 L ₹60
2 Jun, Mon 2 L ₹60
3 Jun, Tue 2 L ₹60
4 Jun, Wed 2 L ₹60
5 Jun, Thu Rahu
… 24 vachi na din
30 Jun, Mon 2 L ₹60
Kul Total (29 din × ₹60) ₹1,740
Paid (advance) −₹500
Baaki ₹1,240
WhatsApp moko
Udhar & Baaki

Never lose track of who owes what

Every customer's balance in one place. Add udhar by voice, settle it with a tap.

Udhar Baaki
Leva na Deva na
Total Baaki ₹1,20,000
₹22,000 vadhare time thi baaki che
Long overdue 2 log
R Ramesh Dudhwala 62 din thi baaki ₹3,380
D Dinesh Kathwadia 45 din thi baaki ₹2,800
Is mahina 3 log
H Hitesh Bhai 8 din thi baaki ₹950
B Bhavesh Patel 12 din thi baaki ₹1,200
J Jayesh Solanki 5 din thi baaki ₹680
Reports & cash book

Know your day's hisab before you shut shop

Income, expense, and cash in hand — totalled daily, monthly, and yearly.

Cash Summary
Single Day Last Week This Month Last Month
Date 30 Jun 26
Business Opening Balance ₹0.00
Opening ₹73,514
Cash In ₹10,900
Cash Out ₹0.00
Closing ₹84,414
30 Jun
Opening ₹73,514
Cash In ₹10,900
Cash Out
Closing ₹84,414
WhatsApp bills

Send bills and reminders on WhatsApp

Share a clear bill or a gentle payment reminder straight to your customer's WhatsApp.

Ramesh Dudhwala +91 98765 43210
Bill apne aap bani gayi — matr moko
Aaj
Ramesh Dudhwala – June 2026 Bill

June 2026 nu bill:

Doodh: 2L × 29 din = ₹1,740

Paid (advance): ₹500

Baaki: ₹1,240

Jaldi chukta karo. Aapno dhaniyavaad.

— Chokho Hisab 🙏

9:41
WhatsApp par moko

Who it's for

Built for every kind of small business

Whether you run a shop or a daily-delivery round, Chokho Hisab has the right module for you.

Shop Module

One-time & walk-in sales, udhar, vendor purchases

  • Pan Shop
  • Grocery / Kiryana
  • Dairy Shop
  • Confectionery / Sweet Shop
  • Medical / Pharmacy
  • Clothing Store
  • Hardware Shop
  • & many more business types
Mahina Khata

Recurring daily or monthly service billing

  • Milkman
  • Chai Wala
  • Laundry / Dhobi
  • Tiffin Service
  • Newspaper Delivery
  • Water Delivery
  • Vegetable Vendor
  • Housemaid / Cook
  • & many more service types
Personal

Personal Accounting

Personal income & expense for any user

Income tracking
Expense tracking
Monthly summary
Separate from business

Built to trust

A money app you can rely on

  • Ad-free

    No Ads. Ever.

    Zero popups. Zero banners. Zero distractions. Your hisab, nothing else.

  • Works offline

    Every entry saves on your phone first. No signal? No problem.

  • Your data stays private

    Your books are yours. Backed up safely, never sold.

  • Free to start

    Begin on the free Saathi plan. Upgrade only when you're ready.

  • Made in India, in your language

    Hindi, Gujarati, and English — built for how you do business.

FAQs

FAQs

Is Chokho Hisab really free?

Yes. The Saathi plan is free forever — daily entries, udhar, cash book, and reports. Upgrade to Pragati only if you need more.

Does it work without internet?

Yes. Everything saves on your phone first and works fully offline. When you're back online, it syncs and backs up on its own.

Is my business data safe?

Your books stay on your phone and in your private backup. We never sell your data, and only you can see your accounts.

Which languages can I use?

Hindi, Gujarati, and English — for the app and for voice entry. Switch anytime.

Does it work for a milk, tiffin, or dhobi business?

Yes. Mahina Khata is built for daily-delivery shops. Mark deliveries each day and the monthly bill totals itself.

Do I need to be good with phones?

No. If you can make a call, you can keep your hisab. Just speak your entry — no forms, no typing.

Your hisab, finally simple.

Join the shopkeepers keeping clean accounts in their own language. Free to start.

Download free Google Play

App Store — coming soon